Replacement value should factor into it.
Some older cars policies have a pre-agreed-to replacement value written into them.
If you don't need the money from a settlement right away, pause at each step in the process; think about it a few days.
If you buy the same make and model, use that price plus the cost of the most improvements.
Make copies of your receipts and give them to the person you're dealing with.
There may be the option of buying the car back if the company "totals" it. You could then save usable parts that are there.
Your year is too new to show in Hagarty and too old to show in Kelley,
http://www.hagerty.com/valuationtools/HVT/VehicleSearch
This might help, but they don't show a 240. Take donuts to meetings at their office. Bill in Oregon
http://www.nadaguides.com/Classic-Cars/1980/Volvo
From: diesel_mercedes@yahoogroups.com [mailto:diesel_mercedes@yahoogroups.com] On Behalf Of Aleph93
Sent: Friday, January 10, 2014 7:45 PM
To: diesel_mercedes@yahoogroups.com
Subject: [diesel_mercedes] OK, how do we deal with Ins companies with our old cars?
Hi everyone,
My MB is fine, yet my wife's '86 240 Volvo is totaled. Some as***le
turned left into her this morning, smashing the front end of the car,
and sending her to the hospital. She has no broken bones, yet is very
sore. Could have been much worse.
Next is dealing with the insurance company regarding an '86 Volvo w/
250,000 miles, yet ran great. I had recently redone most of the
suspension: springs, struts (Bilstein HD), anti-sway bars, mag wheels,
etc, with top quality parts and was working on the rest. This really
sucks. I expect the ins company to low ball this car, and try to pay us
nothing.
How do we deal with Ins companies with our old cars?
We've already started looking on Craig's List for a replacement.
Thanks
Rob
'85 MB 300D
Garden Grove, CA
Al Boucher
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